Drive with Confidence: Total Vehicle Coverage.
Whether it's a minor fender bender or a major collision, our auto insurance policies keep you, your family, and your vehicle financially protected on every road.
Closing the Gaps in Your Auto Coverage.
State minimums are rarely enough. Medical bills, property damage, and legal fees from a single accident can be devastating. Our expert agents help you build a policy that truly protects your assets without overpaying.
The Reality
1 in 8 drivers on the road is uninsured. If they hit you, you could be left paying out of pocket for their mistake.
The Solution
Comprehensive and Uninsured Motorist coverage ensures your repairs and medical bills are covered, regardless of who is at fault.
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Understanding Your Coverage Options
Hover over the list to explore how different coverages protect you.
Liability Coverage
→The foundation of auto insurance. It pays for the other driver's medical bills and vehicle repairs if you are at fault in an accident.
- Bodily Injury Liability
- Property Damage Liability
- Required by law in almost every state
Collision Coverage
→Pays to repair or replace your own vehicle after an accident, regardless of who is at fault.
- Covers crashes with other vehicles or objects (like fences or trees)
- Subject to your chosen deductible
- Essential for newer or financed vehicles
Comprehensive Coverage
→Protects your car from events outside of your control, often referred to as "other than collision."
- Theft and vandalism
- Weather damage (hail, floods, wind)
- Hitting an animal on the road
Uninsured/Underinsured Motorist
→Steps in to pay your medical bills and property damage if you're hit by a driver who doesn't have insurance or doesn't have enough to cover the costs.
- Protects you against hit-and-runs
- Covers medical expenses for you and your passengers