Beyond the Basics: Total Family Protection.
Your health insurance covers the hospital, but who covers your daily expenses if you can't work? Secure your lifestyle with our supplemental plans.
Closing the Gaps in Your Primary Coverage.
A traditional health plan is vital, but sometimes leaves gaps—high deductibles or lost income from accidents. For 15 years, our agents across 31 states have analyzed the fine print to protect your assets.
The Reality
Out-of-pocket costs and loss of income during recovery can derail your finances.
The Solution
Direct cash payments to you. We ensure the bills are paid and your lifestyle is maintained.
Essential Everyday Protection
Hover over the list to explore our foundational coverage options.
Dental & Vision
→Dental and vision coverage through Humana.
- Nationwide network of dentists and eye doctors
- Plans start around $18/month and activate in 5–7 days
- No waiting period for preventive care — cleanings, exams, and X-rays on most plans
- Vision includes an annual eye exam plus an allowance for frames, lenses, or contacts
- Humana Extend bundles combine dental, vision, and hearing in one plan
Life Insurance
→Term life insurance through Ethos, underwritten to fit the member's needs and budget.
- Coverage up to $3 million — term, whole, and indexed universal life options
- No medical exam — apply with a few health questions online
- Get covered in as little as 10 minutes, with same-day coverage available
- Instant, real-time quotes compared across multiple top carriers
- A complimentary will & trust included with every policy (a $898 value)
Auto Insurance
→Auto insurance quotes through GEICO, offered as a Get Covered USA member benefit.
- Full range of coverage — liability, collision, comprehensive, uninsured motorist
- Discounts stack: multi-policy, multi-vehicle, safe driving (DriveEasy Rewards), pay-in-full
- #1-rated GEICO mobile app — digital ID cards, claims, and payments in one place
- 24/7 roadside assistance and virtual support
- Coverage can activate in minutes, with flexible payment plans
Supplemental Health Coverage
→Allstate supplemental coverage spanning Accident, Hospital Indemnity, Critical Illness and Cancer, Dental, Vision, and Hearing.
- Cash benefits paid directly to the member for a covered injury or illness — use it however needed
- Works alongside any existing health insurance, not in place of it
- Accident coverage has no network restrictions and no waiting period
- Critical Illness pays a lump sum with no deductibles, across four coverage tiers
- Also available: Hospital Indemnity, Cancer, Dental, Vision, and Hearing coverage
Prescription Discount Card
→Prescription discount card through BaxRx, for savings on medications at participating pharmacies.
- Unlimited access to 800+ generic medications for one flat monthly fee
- Covers 93%+ of the most commonly prescribed generics
- Free home delivery in 1–3 days, or pickup at CVS, Walgreens, Walmart, and more
- Licensed pharmacist support included
- Enroll online in under 3 minutes
Long-Term Security Solutions
Protecting your income and your family's future continuity.
Accident Insurance
→Financial relief when the unexpected happens. Receive direct cash payments to cover medical or household bills.
Critical Illness
→If you face a heart attack, stroke, or cancer, this plan gives you a lump-sum payment to pay your mortgage or specialized treatments.
Hospital Indemnity
→Every day in the hospital counts. This insurance pays you a fixed amount per day or event while hospitalized.
Short-Term Disability
→If an illness temporarily keeps you from working, this plan replaces a portion of your income to maintain stability.
Long-Term Disability
→Extended income protection if a severe medical condition prevents you from working for an extended period.