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Home Insurance

Homeowners insurance may help protect your home and your belongings against covered perils, such as theft or fire. It also typically includes liability coverage, which may help protect you if you’re found legally responsible after someone is injured at your home or you cause damage to someone else’s property.

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What risks does your policy cover?

It depends where you live, but standard homeowners insurance policies will typically help pay to repair damage caused by certain risks or perils, including:

  • Theft
  • Fire and smoke
  • Windstorm or hail
  • Falling objects
  • Frozen plumbing
  • Water damage from plumbing, water heater, appliances and heating or cooling systems

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